Changes

<onlyinclude>[[Image:obama's signature.jpg|225px|right]] The Patient Protection and Affordable Care Act was passed by Congress and signed into law by President Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act Amendment, the law completely replaced the existing health care system in the United States, by expanding Medicaid and Medicare coverage system , and also mandating all individuals to sign up for either privately or publicly funded health insurance coverage through a Qualified Health Plan (QHP's must be offer affordable and comprehensive coverage- either privately or publicly funded).

One important concern with the Patient Protection and [[Affordable Care Act]] is that “Obamacare” will kill [[Small Business]] [http://www.investors.com/liberal-study-finds-obamanomics-killed-the-american-entrepreneur/]. The visible Obamacare's effect of Obamacare on small businesses is not necessarily seen in the abandonment of plans to grow businesses or death of businesses themselves, but, rather, in a slowing or halting in of hiring of employees and , as well as the cutting of hours. According to a Gallup and Wells Fargo survey of small business owners, conducted in 2012, 48% of small business owners point toward "potential healthcare costs" as a reason for not hiring more employees [http://www.gallup.com/poll/152654/health-costs-gov-regulations-curb-small-business-hiring.aspx].