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According to the ACA, small businesses with fewer than fifty full-time equivalent employees are exempt from the employer mandate. At the time of the ACA'S enactment in 2012, only 200,000 small businesses would have been affected by the employer mandate because 96% of the small businesses employed fewer than 50 employees [http://www.forbes.com/sites/groupthink/2012/08/10/will-obamacare-help-or-hurt-small-businesses/2/#49ebac0f31e5].
Furthermore, while the cost of health care insurance premiums and plans have assuredly risen post-ACA, health insurance premiums had already been increasing because of rising health care costs, and small businesses had faced been facing higher premiums than larger firms , for many years prior to the act's enactment [http://obamacarefacts.com/obamacare-small-business/] [http://jhppl.dukejournals.org/content/36/3/539.short]. </onlyinclude>
=='''How the ACA really affects small businesses'''==