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==Raising capital; Debt and small business==
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*Only 29 percent of small business owners said they’ve applied for a business loan over the last two years. [http://newsroom.bankofamerica.com/sites/bankofamerica.newshq.businesswire.com/files/press_kit/additional/Fall_2014_Bank_of_America_Small_Business_Owner_Report.pdf (Bank of America)]
**90% of those who applied were approved
