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#=Healthcare's impact on business=*The Bureau of Labor Statistics found only 57 percent of workers at firms with 100 employees or less have access to employer-sponsored health care. [http://www.bls.gov/news.release/ebs2.nr0.htm (BLS)]*In a recent national survey by Bank of America, 72 percent of small-business owners said they are concerned about health-care costs. [http://newsroom.bankofamerica.com/sites/bankofamerica.newshq.businesswire.com/files/press_kit/additional/Fall_2014_Bank_of_America_Small_Business_Owner_Report.pdf] =Changing nature of raising capital =[http://newsroom.bankofamerica.com/sites/bankofamerica.newshq.businesswire.com/files/press_kit/additional/Fall_2014_Bank_of_America_Small_Business_Owner_Report.pdf (Bank of America)]*Only 29 percent of small business owners said they’ve applied for small businessesa business loan over the last two years#wages**90% of those who applied were approved#costs *More than half (58%) of Millennial small business owners applied for a business loan within the last two years, nearly twice that of Gen-Xers (30%). Friends and family are an important source of funding for Millennial small business owners, with 30% saying they’ve received a loan from their loved ones in the past. Millennial small business owners are nearly five times as likely as Gen- healthcare*If firms Xers to have received past funding from a peer-to pay -peer network, while Boomers (25 percent) were more for inputs, we will than twice as likely as Millennials (10 percent) to have to reduce cost of capitalreceived funding from a home equity loan/other personal debt.
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'''Info dump'''
#access to capital for small businesses
#wages
#costs - healthcare
*If firms have to pay more for inputs, we will have to reduce cost of capital
=Minimum wage criteria=
==General==
The following information taken from [http://www.dol.gov/whd/minwage/q-a.htm (USDL)]
==Increase minimum wage?==