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Challenges Women Entrepreneurs Face (Wiki Page) (view source)
Revision as of 16:03, 9 June 2016
, 16:03, 9 June 2016no edit summary
===Reasons===
*Women-owners are more likely to be turned down for loans with less favorable term than men, and some women do not apply for loans simply because they fear being turned down.[http://www.sciencedirect.com/science/article/pii/S0094119007000320]*Differences in loan approval rates for men and women-owners might be explained by differences in business credits, firm size and business growth potential. Women owners tend to have lower business credit scores compare to men owners[https://www.questia.com/library/journal/1G1-63794901/access-to-capital-and-terms-of-credit-a-comparison].
*Women owners are more risk averse than men, especially on financial risks and business ventures.
*Women owners face lending discrimination when they operate in national instead of local markets. Study shows that women-owned businesses are viewed as more risky than white men owned businesses operated in the same market with the same observable credit characteristics[http://www.sciencedirect.com/science/article/pii/S0094119007000320].
