Changes

While it is difficult to draw any conclusions from this information, what is important to keep in mind is the difficulty in accessibility and the apparent lack of local-level oversight. Further information on the disbursal rates and selection process for lender banks would be ideal, and could help reduce the perceived opacity surrounding the SBA. Perhaps future investigation will reveal more hardened information concerning the practices of the local Houston SBA office and its 7(a) loan practices.

==References==

https://www.sba.gov/offices/district/tx/houston