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THIS TEXT IS FAKE - NOT REAL SBA INFOEnhance your education and your professional skills with valuable educational opportunities and resourcesThe Houston Small Business Administration provides financing, available exclusively for our members. Expand your networking opportunities with our vibrant networking community of nearly 850mentoring,000 members and over 200 Local Chapters. Our highly advanced online platform helps members stay connected. Easily build your networkeducation, promote your brand, join a Local Chapter and stay up-to-date on current news.Source: NAPW ==Programs=====Education===Operation Graduate*: Earn credits or receive up networking to $2000 in scholarships towards completing yourhelp Houstonians start, or a family member’s degree.<br /> STAR12 Live Seminar*: In-person one and two-day training in core areas including management, HR, customer service, time management, communications and more!<br /> STAR12 On-Demand Seminars: Free to all members. Unlimited participation in live video seminars. Watch from any device at any time.<br /> STAR12 Live Webinars*: Your live connection to informative webinars with interactive Q&A sessions.<br /> STAR12 On-Demand Webinars: Free to all members. Watch over 135 on-demand webinars with unlimited views.<br /> STAR12 On-Demand Podcasts: Download to your devices for easy access on-the-go, with unlimited access.<br /> STAR12 Certification Courses*: In-depth courses with test score and level tracking, bringing you next-level skills for success.<br /> STAR12 Online Courses: Available exclusively for NAPW members with courses from 3-20 hours in length. <br /> STAR12 Reference Materials: Choose from articles, job aids, quick tips and more! Lorman Education Services Advance your professional skills with industry-specific seminars, audio conferences, on-demand webinarsbuild, audio materials and books. Enjoy 35% off all Lorman servicesgrow businesses.
==Services==
===Savings Program===
Enjoy hundreds of discounts and deals on top brands, in-store coupons, online discounts and neighborhood deals from local businesses. Member Perks Program, Partner Discount Alerts, Diamond Discounts*, Member to Member Discounts, CareXtend Health Services*, VIP Member Showcase, VIP Member Marketplace*, Expert Press Release*, Legacy Registry*
===Promotion and News=== '''Loan Programs'''<br />Showcase your The Small Business Administration establishes guidelines for loans, but does not make direct loans to small business. However, brand or professional accomplishments established SBA guidelines for loans are adhered to gain valuable exposure and enhance brand recognitionby its partners. Custom Group PagesIn addition to the general small business loans, VIP Group Page Branding Advisor*the SBA offers disaster loans, Online Profile Spotlight*microloans, and real estate and equipment loans.
"*Eligibility '''Venture Capital Program'''<br />The Venture Capital Program provides services to help fill the gap between available growth capital and pricing the needs of small businesses. While the SBA does not invest directly in small businesses, it encourages private investment funds to do so.   '''Surety Bonds'''<br />If a small business is unable to obtain surety bonds, the Small Business Administration will enter a surety agreement. Surety bonds are guaranteed for specific benefits may contracts up to $5 million. However, in some cases, the SBA will guarantee bonds for contracts up to $10 million.   '''Women-Owned Small Business Program'''<br />Offers Economically Disadvantaged Women-Owned Small Businesses the opportunity to compete against each other for federal contracts in industries where women-owned small businesses are underrepresented.   '''8(a) Business Development Program'''<br />Offers business assistance to small businesses controlled, at least 51%, by socially and economically disadvantaged individuals. The program is a nine year commitment with a four-year developmental stage and a five-year transition stage. Participants in the program can receive sole-source contracts up to $10.5 million for goods, services, and manufacturing costs.  '''Criteria'''<br />In order to qualify for all Small Business Administration Programs, the business must meet the small business size standard.  In order to be eligible for the Women-Owned Small Business Program, 51% of the business must be dependent on tier level"directly owned by women who are United States citizens. Additionally, women must manage the day-to-day operations, hold the highest officer position, make long-term decisions for the business, work full-time during normal working hours. In order to qualify for the Economically Disadvantaged Women-Owned Small Businesses program, personal net work must be less than $750,000 and gross income average over three years is $350,000 or less.  To be eligible for the 8(a) Business Development Program, 51% of a small business must be owned and controlled by socially and economically disadvantaged individuals.
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