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*ESBA’s retirement reform could hinder small business retirement plans
(NFIB)
*Labor compensation:
Workers Compensation Insurance • Unemployment Insurance Programs • Short-term Disability Insurance Requirements • Minimum Wage Regulations • Family Leave Regulations • Right-to-Work State • Occupational Licensing Rules
 
Cost of doing business:
Land Use Regulations • State Energy Regulations • Tort Liability Environment • Whether a State Implements Regulatory Flexibility • Telecommunication Regulations • Start-up & Filing Costs • Whether the State Is a Control
 
*Many of the regulatory costs are fixed costs thus businesses with 5 and 500 employees pay the same costs
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