Changes

===Conclusion===

Millennials and recent college graduates comprise a large majority of those with interest in the high technology workforce. Because their access to capital is limited both institutionally and due to high levels of student debt, many of these workforce participants are either unable or unwilling to take on more debt to start their own businesses. This has resulted in a decline in business dynamism in high technology fields to the tune of a decrease of 70 small businesses per increase in standard deviation in student debt. It seems as though increasing access to capital through easily accessible bank loans or implementing policy aimed towards lowering student debt would help to reverse the trend.