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→Changing nature of raising capital
*A systematic review of 56 published studies of worksite health programs showed that well-implemented workplace health programs can lead to 25% savings each on absenteeism, health care costs, and workers’ compensation and disability management claims costs.
==Changing nature of raising Raising capital, Debt and Small Business==
Following information from [http://newsroom.bankofamerica.com/sites/bankofamerica.newshq.businesswire.com/files/press_kit/additional/Fall_2014_Bank_of_America_Small_Business_Owner_Report.pdf (Bank of America)] unless otherwise noted.
*Only 29 percent of small business owners said they’ve applied for a business loan over the last two years
