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{{SBDE
|Image=HBDi.jpg
|Name=Houston Business Development Inc.
|Classification=Development Center
|Developmental Stage=Start-Up
|Non-Profit Status=Yes
|URL=http://www.hbdi.org/
|Contact Phone Number=(713) 845-2400
|email=info@hbdinc.org
|Project=[[Small Business Development Ecosystem of Houston]]
|Networking=no
|Education=yes
|Certification=no
|Financing=no
|Consulting=no,
|Coworking=no
|Meeting=no
|Women=no
|Minorities=no
|Mentoring=no
|Cost=$
|Accessibility=High
}}
The corporation’s mission is to stimulate economic growth, support the expansion of small businesses, combat community deterioration and foster employment opportunities for low-moderate income citizens in the Houston metropolitan area and surrounding counties. As a non-bank, community lending organization, HBDi has served as a catalyst in providing aspiring entrepreneurs and small business owners with debt capital and access to an array of resources to start and/or expand their businesses. Since inception, the corporation has participated in funding approximately $82 million in small business loans in Houston, resulting in nearly 2500 jobs being created for low-moderate income citizens. Source: HBDi
==Services==
===Loans===
====Small Business Loan====
$5,000 up to $500,000<br />
Working capital, Equipment, Furniture & fixtures and Real estate<br />
Up to 25 year terms, fixed rates determined case-by-case<br />
====Fast Track Loan====
$5,000 up to $25,000<br />
Seven year term<br />
Three day processing, low-fixed rates<br />
Includes Management and Technical assistance<br />
====Start-Up Business Loan====
Up to $150,000<br />
33% Equity injection<br />
Relevant Industry Experience<br />
Detailed Business Plan<br />
Sufficient Cashflow and Collateral<br />
====SBA 504 Loan====
Up to $5 million<br />
Commercial Real Estate, Renovations and Heavy Equipment<br />
10% Down payment<br />
Fixed below market rates of interest<br />
===Classes===
Experienced professionals from SCORE, Houston Business Development, Inc. and other agencies are on hand to conduct classes covering a variety of topics including:<br />
*Managing Your Cash Flow<br />*How to Get A Small Busines Loan<br />
*Record Keeping for Small Businesses<br />
*Understanding Your Credit Report<br />
*Low Budget Advertising & Marketing<br />
*Planning For Your Business Growth<br />